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Official Rules

NO PURCHASE NECESSARY TO ENTER OR WIN. MAKING A PURCHASE OR PAYMENT OF ANY KIND WILL NOT INCREASE YOUR CHANCES OF WINNING. ALL WINNERS ARE SUBJECT TO VERIFICATION OF ELIGIBILITY.  VOID WHERE PROHIBITED OR RESTRICTED BY LAW.


1.  PROMOTION DESCRIPTION: The GIFT OF LOVE 2020 LIFE PROPMOTION has two periods:

  • Begins on February 1, 2020 at 12:00 a.m. PST and ends on March 31, 2020 at 23:59 p.m. PST.

  • Begins on May 17, 2020 at 12:00 a.m. PST and ends on June 17, 2020 at 23:59 p.m. PST.


    The sponsor of this Promotion is Oliver Huang and Jill Chen Insurance Agency ("Sponsor"). By participating in the Promotion, each Entrant unconditionally accepts and agrees to comply with and abide by these Official Rules and the decisions of Sponsor, which shall be final and binding in all respects. Sponsor is responsible for the collection, submission or processing of Entries and the overall administration of the Promotion. Entrants should look solely to Sponsor with any questions, comments or problems related to the Promotion. Sponsor may be reached by email at staff.ohuang@farmersagency.com during the Promotional Period.


2.  ELIGIBILITY: Open to legal residents of California who are at least 18 years old at the time of entry (the \"Entrant\"). Sponsor, and their sales representatives, and employees (the \"Promotion Entities\"), are ineligible to enter the Promotion or win a prize. Household Members and Immediate Family Members of such individuals are also not eligible to enter or win. "Household Members" shall mean those people who share the same residence at least three months a year. "Immediate Family Members" shall mean parents, step-parents, legal guardians, children, step-children, siblings, step-siblings, or spouses. This Promotion is subject to all applicable federal, state and local laws and regulations and is void where prohibited or restricted by law.


3. PRIZES:   

  • Grand Prize: One (1) winner will receive one (1) Apple 10.2” iPad 128GB (Gold) 7th Gen (approximate retail value or “ARV”: $329)

  • Runner-Up Prize: One (1) winner will receive one (1) Amazon Echo Smart Speaker with Alexa 3rd Gen ((approximate retail value or “ARV”: $79)

  • Additional Prizes: Five (5) winners will receive one (1) $20 Amazon Gift Card each.

  

    Only one prize per person and per household will be awarded. Gift cards and gift certificates are subject to the terms and conditions of the issuer. Prizes cannot be transferred, redeemed for cash or substituted by winner. Sponsor reserves the right in its sole and absolute discretion to award a substitute prize of equal or greater value if a prize described in these Official Rules is unavailable or cannot be awarded, in whole or in part, for any reason. The ARV of the prize represents Sponsor's good faith determination. That determination is final and binding and cannot be appealed. If the actual value of the prize turns out to be less than the stated ARV, the difference will not be awarded in cash. Sponsor makes no representation or warranty concerning the appearance, safety or performance of any prize awarded. Restrictions, conditions, and limitations may apply. Sponsor will not replace any lost or stolen prize items.
   
    This Promotion is open to legal residents of California and Prize will only be awarded to addresses within said locations. All federal, state and/or local taxes, fees, and surcharges are the sole responsibility of the prize winner. Failure to comply with the Official Rules will result in forfeiture of the prize.
   

4. HOW TO ENTER: During the Promotional Period, visit https://www.ojagency.com/gift-of-love-2020 and complete the entry form. Failure to complete the entry form in its entirety or inaccurate information may result in disqualification. Entrants must have a valid email address and phone number.

     4.1 As an “Entrant”: Limit one raffle ticket per entrant and limit two raffle tickets per household.

   4.2 As a “Referrer”: A referrer is eligible to receive one raffle ticket upon each accurate completion of Promotion Form which includes referring person’s information by the Entrant. No limit to number of raffle ticket a referrer can receive.

   
    The automated or robotic Entries submitted by individuals or organizations will be disqualified.  Internet entry must be made by the Entrant. Any attempt by Entrant to obtain more than the stated number of Entries by using multiple/different email addresses, identities, registrations, logins or any other methods, including, but not limited to, commercial contest/ subscription notification and/or entering services, will void Entrant's Entries and that Entrant may be disqualified. Final eligibility for the award of any prize is subject to eligibility verification as set forth below. All Entries must be posted by the end of the Promotion Period in order to participate. Sponsor's database clock will be the official timekeeper for this Promotion.
   

5. WINNER SELECTION: The Winner(s) of the Promotion will be selected in a random drawing from among all eligible Entries received throughout the Promotion Period. The random drawing will be conducted on June 19, 2020 after the Promotional Period by Sponsor or its designated representatives, whose decisions are final. The drawing will be conducted by the Sponsor whose decisions are final and binding on all aspects of this Promotion. Odds of winning will vary depending on the number of eligible Entries received. Alternate Prize Winners may be selected in the event the Prize cannot be awarded to an initial Prize Winner drawn.


6. WINNER NOTIFICATION: Winner will be notified by email at the email address provided in the Entry Information after the random drawing. Sponsor is not responsible for any delay or failure to receive notification for any reason, including inactive email account(s), technical difficulties therewith, or Winner’s failure to adequately monitor any email account.
 
    Any winner notification not responded within ninety-six (96 hours) referred to above may result in prize forfeiture and the selection of alternate prize winner. The prize winner should be required to provide a proof of identification and sign an affidavit of eligibility and release of liability, and a Publicity Release (collectively \"the Prize Claim Documents\"). Failure to verify the identification of winner may result in disqualification and selection of an alternate prize winner.  No substitution or transfer of a prize is permitted except by Sponsor.


7. PRIVACY: Sponsor may be collecting personal data about Entrants including, without limitation, complete name, address, email address, and phone number (including area code) of the Entrants. Sponsor is entitled to use personal data contained in all entries in accordance with the Sponsor’s Privacy policy. By participating in the Promotion, Entrants hereby agree to all personal information uses and share for the purpose of administration and prize fulfillment, including use in a publicly available Winners list. Any personal information supplied by Entrants will be subject to the privacy policy of the Sponsor posted at https://www.farmers.com/privacy-center/.

8. LIMITATION OF LIABILITY: Sponsor assumes no responsibility or liability for (a) any incorrect or inaccurate entry information, or for any faulty or failed electronic data transmissions; (b) any unauthorized access to, or theft, destruction or alteration of entries at any point in the operation of this Promotion; (c) any technical malfunction, failure, error, omission, interruption, deletion, defect, delay in operation or communications line failure, regardless of cause, with regard to any equipment, systems, networks, lines, satellites, servers, camera, computers or providers utilized in any aspect of the operation of the Promotion; (d) inaccessibility or unavailability of any network or wireless service, the Internet or website or any combination thereof; (e) suspended or discontinued Internet, wireless or landline phone service; or (f) any injury or damage to participant's or to any other person’s computer or mobile device which may be related to or resulting from any attempt to participate in the Promotion or download of any materials in the promotion.

    If, for any reason, the Promotion is not capable of running as planned for reasons which may include without limitation, infection by computer virus, tampering, unauthorized intervention, fraud, technical failures, or any other causes which may corrupt or affect the administration, security, fairness, integrity or proper conduct of the Promotion, the Sponsor reserves the right at its sole discretion to cancel, terminate, modify or suspend the Promotion in whole or in part. In such event, Sponsor shall immediately suspend all drawings and prize awards, and Sponsor reserves the right to award any remaining prizes (up to the total ARV as set forth in these Official Rules) in a manner deemed fair and equitable by Sponsor. Sponsor and Released Parties shall not have any further liability to any participant in connection with the Promotion.
 

9. WINNER LIST/OFFICIAL RULES: To obtain a copy of the Winner List or a copy of these Official Rules, send an e-mail request to staff.ohuang@farmersagency.com. Requests for the names of the winners must be received no later than 30 calendar days after winner announcement date. For accessing a Winner List online, visit https://www.ojagency.com/gift-of-love-2020. The winner list (including first name initial, last name initial and last 4 digits of phone number) will be posted after winner confirmation is complete.  


10. SPONSOR:

Oliver Huang and Jill Chen Insurance Agency

920 Saratoga Ave, Ste 210, San Jose, CA95129

staff.ohuang@farmersagency.com

Sponsored By

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